Vested Legacy GroupFree Medicare plan review. Find out what changed for 2027.
Plans change every year: premiums, doctors, drug costs. We'll go through your plan with you and explain your options. There's no cost and no obligation.
Six steps. You decide at the end.
Medicare is regulated by the Centers for Medicare & Medicaid Services (CMS). We follow CMS marketing rules at every step, so your review starts with a short Scope of Appointment form.
- Scope of Appointment (SOA) signedA short form, required by CMS, that confirms which types of plans you want to talk about. It does not enroll you in anything.
- Current plan reviewWe look at what you have today and what changes for 2027.
- Needs analysis for the upcoming yearYour doctors, prescriptions, pharmacies and budget.
- Review the Summary of BenefitsWe go through the plan documents with you in plain English.
- Compare 3 plan optionsSide by side, based on what matters to you.
- You choose the plan that fits your needsOr keep the plan you have. There is never an obligation to enroll.
Medicare in plain English
Medicare is federal health insurance for people 65 and older, and for some people under 65 with certain disabilities or End-Stage Renal Disease. Here is how the pieces fit together.
Hospital insurance
Helps cover inpatient hospital stays, skilled nursing facility care, hospice and some home health care. Most people don't pay a premium for Part A.
Medical insurance
Helps cover doctor visits, outpatient care, preventive services and medical equipment. Part B has a monthly premium.
Medicare Advantage
Plans offered by private companies approved by Medicare. They include Part A and Part B coverage, and most include drug coverage.
Prescription drug coverage
Helps cover the cost of prescription drugs. Offered by private companies approved by Medicare.
Medicare Supplement insurance
Sold by private companies. Works alongside Original Medicare (Parts A and B) to help pay costs like deductibles and coinsurance.
Your Initial Enrollment Period
7 months: the 3 months before the month you turn 65, that month, and the 3 months after. You sign up for Parts A and B through Social Security.
Want to walk through it together?
Schedule a no-cost appointment with a licensed agent. It starts with a short Scope of Appointment form.
Complete your Scope of Appointment
Fill out the form, then pick a date and time for your review.
- Takes about 2 minutes
- Choose only the topics you want to discuss
- Signing does not obligate you to enroll or change your current coverage
- Your review can be by phone, video or in person
Compare and enroll online
Compare Medicare Advantage and Part D plans and enroll online through PlanEnroll, our secure enrollment platform. Plans shown are from carriers we are appointed with. You will leave our site.
Shop plans on PlanEnroll ↗The Centers for Medicare & Medicaid Services requires agents to document the scope of a marketing appointment before any sales meeting, so you and the agent agree on what will be discussed. All information on this form is confidential and should be completed by the person with Medicare or their authorized representative.
Key Medicare dates
Annual Enrollment
Change your Medicare Advantage or Part D drug plan for next year. Changes start January 1.
Medicare Advantage Open Enrollment
If you are in a Medicare Advantage plan, you can make one switch to another Medicare Advantage plan or back to Original Medicare.
Initial Enrollment
A 7-month window that starts 3 months before the month you turn 65.
Free Medicare tools. Get answers in minutes.
Many Medicare questions can be answered for free on official sites. Here's where to go.
Social Security
These links go to official websites (Medicare.gov, SSA.gov and the federally funded SHIP program) and open in a new tab.